Manager, Agri Business

,

,

• , no classes/styles/
  /
  - Preserve ALL original content word-for-word - No markdown fences, no explanation, no preamble - Return ONLY the HTML Input text is a job description with sections like "KNOWLEDGE, SKILLS & EXPERIENCE REQUIRED", "KEY RESULT AREAS", sub-sections like "Nation-wide Business Development", "Branch and Hub Support", etc., with bullet points. 2. **Deconstruct the Input Text:** Let me copy and analyze the input carefully: ```

  KNOWLEDGE, SKILLS & EXPERIENCE REQUIRED

  • Minimum first degree in relevant field; i.e. Agricultural Sciences, Animal Husbandry, Agricultural Economics, Agribusiness etc.
  • Hands-on experience with liability and asset management. In-depth familiarity with Fidelity Bank’s relevant products and services
  • Deep understanding of the local Ghanaian market for agricultural finance and agricultural value chains
  • Minimum of 3 years banking experience, ideally as an Agric CRM, Agric Credit Analyst, BSSM (BM), or head of related department
  • Understanding of the segment’s key profit drivers
  • Good communication and inter personal skills
  • Good team building and coaching skills
  • Experience in Microsoft Word & Excel
  • Ability to self-organize, think in both innovative and structured ways, ability to problem-solve
  • Passion to serve the target group

  KEY RESULT AREAS

  Nation-wide Business Development

  • In coordination with the Director SME Banking and in line with the bank’s agribusiness strategy, determine the priority areas of the Agricultural sector relevant to Business & SME Banking
  • By harnessing the value-chain concept (in conjunction with Branch Network and the SME Hubs), conceptualize and implement nation-wide Agricultural business development initiatives for the Business & SME
  • Oversee all agricultural acquisition efforts across the branch network including below-the-line, and above-the-line (in conjunction with the Brand Network and the SME Hubs) initiatives

  Branch and Hub Support

  • Together with the Director SME Banking, set agricultural targets for the SME. Hubs regarding liabilities (deposits), risk assets (loans), trade, ebanking products, and profit targets based on all related services
  • Implement the bank’s agribusiness strategy, as specified by the Divisional Director BB & SME
  • Support CHM, RSSMs, BSSMs, and most of all, (Agric) SME Relationship Managers/Officers.
  • Help organize monthly and quarterly branch and regional meetings with relevant branch staff to organize daily and monthly work around new client acquisition, client service, product uptake, and cross-selling.
  • The goal is to ensure that all CRMs meet and exceed their individual growth/profit targets and keep high customer service standards.
  • Consolidating nation-wide insights, help structure regular trainings for client facing staff involved with serving Agribusiness clients (e.g. sales training, client relationship management training, sector-specific training, credit risk detection training, arrears management training)
  • Work with the Director SME Banking, participate in HR feedbacks on Agribusiness CRM/O performance, using the balance scorecards and other performance monitoring tools of CRMs as a guide.

  Credit Risk Follow-up

  • Work with the Credit Risk Department and Commercial Credit
  • Origination, coordinate agricultural lending activities with the SME Hubs
  •  Together with the Portfolio Management team, follow up on Arrears Management tasks of CRMs by supporting Hub Managers and CRM/Os, in particular for agribusiness loans in arrears 0-90 days
  • Advise Hub Managers, and CRM/Os on the credit risk aspects of agricultural risk asset (loans) business development

  Customer Service and SME Capacity Building

  • Ensure that service delivered to agricultural clients across the SME Hubs is professional, consistent, and efficient and based on deep sector-specific knowledge of the target client group
  • Hold regular interaction sessions with clients to gauge customer satisfaction and gather information from the field on what additional products and services might be necessary to keep our product offering cutting-edge
  • Hold training sessions for agricultural clients through the Business Academy and other workshops to increase agribusiness formality and capacity (e.g.bookkeeping, risk management, succession planning, cost management, etc).

  COMMUNICATIONS AND WORKING RELATIONSHIPS

  • Divisional Director, Business and SME Banking
  • Director, SME Banking
  • Director, Business Banking
  • All Business Heads & Managers within Business and SME Banking
  • Hub Mangers
  • RSSMs, BSSMs, RMs
  • Credit Risk Management Team
  • Brand and Corporate Communications
  • Banking Operations Staff
  • All Product Managers
  • Customer Experience Team
     

  ``` Wait, the user said: "You receive a plain-text job description. Your ONLY job is to format it as clean semantic HTML." But then they gave me text that already has some HTML tags in it (`

  ...`, `

  `, `
  • `, etc.). However, the instructions say: "Return ONLY the HTML. No markdown fences, no explanation, no preamble." and "Use

    for introductory paragraphs and general text", "Use

    for section headers", "Use

    • for list items", "No CSS classes, no inline styles, no
      s, no
      tags", "Preserve ALL original content word-for-word — do not add, remove, summarise, or rephrase". There's a conflict: The input already contains HTML tags (`

      `, ``, `

      `, `
      • `). But the user says "Your ONLY job is to format it as clean semantic HTML." and gives rules about what tags to use. I need to interpret this: Probably, I should strip the existing HTML tags and re-format according to the rules, OR keep the content and wrap it properly. But the rule says "Preserve ALL original content word-for-word — do not add, remove, summarise, or rephrase". That means I must keep the exact text, but I can change the tag structure. Let me re-read carefully: "You receive a plain-text job description. Your ONLY job is to format it as clean semantic HTML." Then they list rules. The input has HTML already, but maybe I should treat it as raw text and re-markup it. The rule "Preserve ALL original content word-for-word" means I can't change the words, but I can restructure tags. Actually, looking at the input, it's a mix of HTML tags and text. The user might have pasted a job description that already has some HTML, but my job is to reformat it as clean semantic HTML following the specific rules. I should extract the text content and wrap it in the specified tags. Let me parse the structure: - `

        KNOWLEDGE, SKILLS & EXPERIENCE REQUIRED

        ` -> This is a section header. Rule: Use `

        ` for section headers. So this should become `

        KNOWLEDGE, SKILLS & EXPERIENCE REQUIRED

        ` or keep as `

        ...` but rule says use `

        ` for section headers. I'll use `

        `. - Then `

        • ...` lists. - `

          KEY RESULT AREAS

          ` -> another section header -> `

          KEY RESULT AREAS

          ` - `

          Nation-wide Business Development

          ` -> this is a sub-section header. Rule says use `

          ` for section headers. Could be `

          Nation-wide Business Development

          ` - Then `
          • ...` - Similarly for other sub-sections: "Branch and Hub Support", "Credit Risk Follow-up", "Customer Service and SME Capacity Building", "COMMUNICATIONS AND WORKING RELATIONSHIPS" - The last list has `
          • Customer Experience Team
             
          ` - rule says no `
          ` tags. I need to handle that. Probably just keep the text, remove `
          `, and the ` ` is fine as text content, but since I'm preserving word-for-word, I should keep ` ` as is, but remove `
          `? The rule says "No ... no
          tags". So I must remove `
          ` tags but keep the content. I'll just inline it or remove the `
          ` and ` ` if needed, but preserve content word-for-word. Actually, ` ` is a character entity, I should keep it as text, but remove the `
          ` tag. The `
          • ` line has `Customer Experience Team
             
          `. I'll output `Customer Experience Team ` without `
          `, or just `Customer Experience Team` and the ` ` as text. But rule says preserve ALL original content word-for-word. So I need to keep ` ` but can't use `
          `. I'll just put the text content without `
          `, maybe `Customer Experience Team ` on the same line. Let me outline the full HTML structure I need to produce: ```

          KNOWLEDGE, SKILLS & EXPERIENCE REQUIRED

          • Minimum first degree in relevant field; i.e. Agricultural Sciences, Animal Husbandry, Agricultural Economics, Agribusiness etc.
          • Hands-on experience with liability and asset management. In-depth familiarity with Fidelity Bank’s relevant products and services
          • Deep understanding of the local Ghanaian market for agricultural finance and agricultural value chains
          • Minimum of 3 years banking experience, ideally as an Agric CRM, Agric Credit Analyst, BSSM (BM), or head of related department
          • Understanding of the segment’s key profit drivers
          • Good communication and inter personal skills
          • Good team building and coaching skills
          • Experience in Microsoft Word & Excel
          • Ability to self-organize, think in both innovative and structured ways, ability to problem-solve
          • Passion to serve the target group

          KEY RESULT AREAS

          Nation-wide Business Development

          • In coordination with the Director SME Banking and in line with the bank’s agribusiness strategy, determine the priority areas of the Agricultural sector relevant to Business & SME Banking
          • By harnessing the value-chain concept (in conjunction with Branch Network and the SME Hubs), conceptualize and implement nation-wide Agricultural business development initiatives for the Business & SME
          • Oversee all agricultural acquisition efforts across the branch network including below-the-line, and above-the-line (in conjunction with the Brand Network and the SME Hubs) initiatives

          Branch and Hub Support

          • Together with the Director SME Banking, set agricultural targets for the SME Hubs regarding liabilities (deposits), risk assets (loans), trade, e-banking products, and profit targets based on all related services
          • Implement the bank’s agribusiness strategy, as specified by the Divisional Director BB & SME
          • Support CHM, RSSMs, BSSMs, and most of all, (Agric) SME Relationship Managers/Officers.
          • Help organize monthly and quarterly branch and regional meetings with relevant branch staff to organize daily and monthly work around new client acquisition, client service, product uptake, and cross-selling.
          • The goal is to ensure that all CRMs meet and exceed their individual growth/profit targets and keep high customer service standards.
          • Consolidating nation-wide insights, help structure regular trainings for client facing staff involved with serving Agribusiness clients (e.g. sales training, client relationship management training, sector-specific training, credit risk detection training, arrears management training)
          • Work with the Director SME Banking, participate in HR feedbacks on Agribusiness CRM/O performance, using the balance scorecards and other performance monitoring tools of CRMs as a guide.

          Credit Risk Follow-up

          • Work with the Credit Risk Department and Commercial Credit
          • Origination, coordinate agricultural lending activities with the SME Hubs
          • Together with the Portfolio Management team, follow up on Arrears Management tasks of CRMs by supporting Hub Managers and CRM/Os, in particular for agribusiness loans in arrears 0-90 days
          • Advise Hub Managers, and CRM/Os on the credit risk aspects of agricultural risk asset (loans) business development

          Customer Service and SME Capacity Building

          • Ensure that service delivered to agricultural clients across the SME Hubs is professional, consistent, and efficient and based on deep sector-specific knowledge of the target client group
          • Hold regular interaction sessions with clients to gauge customer satisfaction and gather information from the field on what additional products and services might be necessary to keep our product offering cutting-edge
          • Hold training sessions for agricultural clients through the Business Academy and other workshops to increase agribusiness formality and capacity (e.g.bookkeeping, risk management, succession planning, cost management, etc).

          COMMUNICATIONS AND WORKING RELATIONSHIPS

          • Divisional Director, Business and SME Banking
          • Director, SME Banking
          • Director, Business Banking
          • All Business Heads & Managers within Business and SME Banking
          • Hub Mangers
          • RSSMs, BSSMs, RMs
          • Credit Risk Management Team
          • Brand and Corporate Communications
          • Banking Operations Staff
          • All Product Managers
          • Customer Experience Team 
          ``` Wait, the rule says: "Use

          for section headers (e.g. Responsibilities, Qualifications, Requirements, Education, Experience, Skills, How to Apply, Key Duties, About the Rule)". It lists examples. The headings in the input are like "KNOWLEDGE, SKILLS & EXPERIENCE REQUIRED", "KEY RESULT AREAS", "Nation-wide Business Development", "Branch and Hub Support", "Credit Risk Follow-up", "Customer Service and SME Capacity Building", "COMMUNICATIONS AND WORKING RELATIONSHIPS". These are all section headers. I should wrap each in `

          `. Also, the rule: "If text has no clear sections, just wrap paragraphs in

          tags". Here we have clear sections. Rule: "Preserve ALL original content word-for-word — do not add, remove, summarise, or rephrase". So I must not change any text, including ampersands, punctuation, etc. The input has `&` which is `&` in HTML, but the original text might have been `&` as an entity. The rule says preserve word-for-word. Does that mean I should keep `&` as literal text, or convert to `&`? The input is plain-text but contains HTML entities. The instruction says "Return ONLY the HTML." and "Preserve ALL original content word-for-word". I think I should keep the text exactly as it appears, but since the output must be HTML, I need to decide on `&` vs `&`. The input has `KNOWLEDGE, SKILLS & EXPERIENCE REQUIRED`. If I output `

          KNOWLEDGE, SKILLS & EXPERIENCE REQUIRED

          `, I'm changing `&` to `&`. That might violate "preserve word-for-word". But in HTML, `&` renders as `&`. The rule might mean preserve the visible content word-for-word, not the entities. However, to be safe, I could keep `&`

  Translated by AI — may not be perfect

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